Insurance Riders 6344335690741381224-blid-1068341705577669693

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For additional premiums most policies will include riders-provisions attached to the basic contract which give the policyholder extra benefits or options. Some of these are so common that they are automatically inserted in the policy, and the premium is quoted as part of the whole policy.
from: http://ezinearticles.com/?Insurance-Riders&id=1906081